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Medical Cosmetic Surgery And Their Influence On Your Ability To Purchase Insurance In Canada

As stated by the International Society of Aesthetic Plastic Surgery (ISAPS), the number of plastic surgeries in this Country is the 15th highest in the world, with 108,758 surgeries carried out in this country each year. This means that a considerable number of Canadians themselves underwent, or had a friend who underwent, cosmetic treatment.

The surgery ranking is led by the US, followed by Brazil, China, India and Mexico. The developing countries increasingly offer advantageous price/quality.

Considering the frequency of these surgeries in Canada, LSM Insurance resolved to assemble a survey of how such operations may impact applicants’ ability to take out life insurance. Is no medical exams insurance the sole possibility to obtain insurance for cosmetic surgery applicants? LSM Insurance scrutinized 5 prominent Canadian insurance companies Unfortunately, none of the life insurers would give us perfect answers, as all traditional life insurance applications must be completely underwritten.

When the insurers did talk, most hinted that patients going to undergo a surgical procedure such as lip enhancement, breast augmentation, or Botox may likely still succeed if they ask for usual pricing. However, these operations are considered the same way as other surgical procedures: the insurer may refuse to make a decision for an impending procedure. Typically, the decision will be made only post the actual surgical procedure. This means that you should basically—when possible—postpone any surgery planning while in the talks with the life insurer.

Surgical procedures that are a part of the therapy for other mental or nervous ailments can carry heightened risk and this could potentially earn the patient an extra insurance coverage premium or cause her/him to be declined outright.
Los Angeles Plastic Surgeon on Extreme Makeover - Eyes, Nose Surgery, Breast Augmentation